What insurance to buy for your Dubai holiday?

Holiday travel insurance – is it worth it?

A happy holiday is a safe holiday. Holiday travel insurance is a mandatory purchase before going on holiday. This is for your safety on your holiday trip. We do not recommend travelling to Dubai or any other country without good health protection in the form of travel insurance. Dubai, or the United Arab Emirates, does not require you to take out mandatory insurance when crossing its borders, but travelling on holiday without a policy can be dangerous. It is worth remembering that during travel we are exposed to even trivial risks that can affect our health. That is why it is worth buying insurance for your trip to Dubai.

Travel insurance for your holiday in Dubai

Dubai is the perfect place for an unforgettable holiday. By taking advantage of the attractions in Dubai from Two Continents, you can have an amazing time that you will remember for the rest of your life. While having fun, remember that accidents on holiday in Dubai happen, just like anywhere else in the world. It is not worth counting on luck. Good insurance is the basis for a successful holiday. What insurance is required in Dubai? The regulations do not require any specific insurance, but it is a waste to go on holiday and, in extreme cases, spend more on the doctor than on the holiday. The same applies to moving house – if you buy your dream apartment in Dubai from Two Continents, you need to make sure you are covered for health insurance.

What does holiday insurance in Dubai cover?

Good travel insurance in the UAE must have several most important features to protect your health and finances:

• Accident insurance – in Dubai, you can enjoy extreme activities that provide an adrenaline rush. And just as when you are enjoying these activities, an accident that permanently damages your health can happen on the street or pavement. That is why accident insurance is so important.
• Insurance for medical expenses in Dubai – illness can affect anyone, even on holiday. That is why it is worth having a travel insurance policy, because even with a mild illness it may turn out that the prescribed medication will cost a lot of money from your holiday budget and will be twice as expensive as in your home country. A visit to a doctor in a private clinic costs around AED 300. The insurance will cover not only the visit, but also the medication, hospitalisation and treatment in the event of illness and accidents requiring a longer hospital stay.
• Liability insurance – liability insurance covers the tourist for damages to third parties or public property/other people's property, and the tourist will have to pay for the damage.
• Luggage insurance – Dubai airport is one of the largest airports in the world. Unfortunately, even here, a suitcase can get lost. It is better to be prepared and have tourist luggage insurance. Insurance companies reimburse money for lost luggage depending on its contents, i.e. what was inside. The amount varies from 100 to even 2,000 euros.

It is worth checking whether the insurance includes additional and very useful options, such as insurance for a dental appointment, insurance for active people, insurance for events under the influence of alcohol, and possible insurance against flight delays.

What insurance should I buy for a holiday to Dubai?

What health insurance should I buy for my holiday in Dubai? Before choosing a policy, you must remember that travel insurance policies differ in terms and conditions. The policy may prove to be indispensable on your holiday, so read the insurance contract carefully before purchasing it. Make sure that the amount of accident insurance, medical expenses and other forms of health and personal property protection available under the policy are sufficient for you. The higher the amounts you are insured for, the better the protection. You can compare offers from more than a few of the biggest insurance companies on websites such as Rankomat (in Poland) or take out an annual travel insurance policy – especially useful if you are travelling around the world. Two Continents (accommodation in Dubai and attractions – check out our offer) has its own trusted person, whose services have already been used by hundreds of our customers from many countries.

Dubai 2025 travel insurance – recommended by Hubert Pleskot, owner of Two Continents:

"If you don't know where to buy insurance for your trip to Dubai, I definitely recommend my colleague Adrian Duda. You can contact him by email at [email protected] or by calling +48 692 349 147. And something from me, a hot request – NEVER go abroad without insurance."

Which holiday insurance for Dubai covers medical expenses?

Almost all health insurance policies for holidays in Dubai cover medical expenses. There may be exceptions, but these are very rare and certainly not offered by well-known insurance companies. The insurance policies can differ in the amount of the medical expenses covered. It is best to choose a travel insurance policy with the highest possible treatment costs. Why is this so important? Treatment costs in Dubai in hospitals and health facilities are not the cheapest, which is why it is so important to have insurance with high coverage that will cover our medical expenses in case of dangerous events, health problems or longer hospital stays.

Questions and answers (FAQ)

• Which travel insurance for Dubai is the right one?

The best travel insurance for Dubai has a wide range of coverage, so it is important to read the contract carefully before purchasing the policy. The higher the amount of coverage for accidents, medical expenses, hospitalisation, dental treatment or lost luggage or stolen personal items, the better. Insurance is not something to skimp on.

• Is travel insurance mandatory in Dubai?

It is not mandatory to purchase travel insurance or get additional vaccinations before travelling to Dubai, but we recommend purchasing insurance for your trip to the UAE. This way, you can enjoy your holiday without worrying about additional costs in case of health problems.

• Do I need travel insurance for my holiday in Dubai?

Like any tourist travelling abroad, you will need travel insurance for your holiday in Dubai. Medical insurance in Dubai protects tourists from high expenses and budgetary burdens in the event of health problems or accidents.